Unlock the Potential of Your Home with InFokus Mortgage
Refinancing your mortgage is a smart way to improve your financial situation, whether you aim to reduce monthly payments, tap into your home’s equity, or shorten your loan term.
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Refinance Mortgage Options
Refinancing your mortgage can be a powerful financial tool, whether you're looking to lower your monthly payments, access your home’s equity, or shorten your loan term. At InFokus Mortgage, we offer a variety of refinance options tailored to fit your needs.
With our expertise and access to top lenders, we ensure you get the best rates and terms available.
Why Refinance with InFokus Mortgage?
Competitive Rates
We work with a network of the nation’s top lenders to provide you with the most competitive refinance rates, helping you save money over the life of your loan.
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Low Fees
Our commitment to transparency means we keep our fees low and clear, ensuring you understand all costs associated with your refinance.
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Expert Guidance
Our team of experienced mortgage professionals is dedicated to helping you find the best refinance solution. We provide personalized advice and support throughout the process.
Our Refinance Services
Rate-and-Term Refinance
Lower your interest rate or change the terms of your mortgage with our rate-and-term refinance options. This can help reduce your monthly payments or shorten your loan term to pay off your mortgage faster.
Cash-Out Refinance
Tap into your home’s equity with a cash-out refinance. This option allows you to take out a new mortgage for more than you owe and pocket the difference, which you can use for home improvements, debt consolidation, or other financial needs.
FHA Streamline Refinance
If you have an existing FHA loan, our FHA streamline refinance offers a simplified process with less paperwork and potentially lower rates. It’s designed to make refinancing easier and more accessible.
VA IRRRL (Interest Rate Reduction Refinance Loan)
For veterans and active-duty service members, the VA IRRRL program allows you to refinance your existing VA loan to a lower interest rate with minimal hassle and no appraisal required.
Jumbo Loan Refinance
If you have a high-value property, our jumbo loan refinance options offer competitive rates and flexible terms for larger loan amounts, helping you manage your mortgage more effectively
The Home Buying Process with InFokus Mortgage
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Initial Consultation and Loan Comparison
Application Process
Underwriting
Start with a free consultation to discuss your financial goals and determine the best refinance option for you. Our team will review your current mortgage and financial situation, then compare multiple loan options from our network of top lenders to find the best rates and terms.
Once you select a loan option, we assist you with the application process, ensuring all required documentation is completed accurately and efficiently.
Your application moves to underwriting, where we verify all information and assess your eligibility. We keep you informed throughout this process and address any questions or concerns.
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Closing
After approval, we guide you through the closing process, ensuring all details are handled smoothly and efficiently. You’ll finalize your new loan terms and start enjoying the benefits of your refinance.
Get Started Today
Ready to explore your refinance options?
Contact InFokus Mortgage today to schedule your free consultation. Let us help you unlock the full potential of your home.
Phone: 720-441-8481
Email: shane@infokusmortgage.com